The Integrity Difference: Improve Credit

We Finance Bad Credit, and So Much More!

Integrity Auto Finance is not like most other Buy Here Pay Here dealers. Not only do we help you get into your next vehicle, regardless of credit, but we actually help improve your credit while doing it! Unlike our competitors, Integrity reports to all three major credit bureaus. This means that your on-time payments effectively help improve your credit score.

Check out the video below to learn more about how we help improve your credit, our AutoPay program, and our State-licensed Heartland Service Warranty Plan. And listen to what our customers have to say about their Integrity experiences!

Transcript

Natalie: Integrity Auto Finance is the world’s best place to get a vehicle.

Ivy: Integrity was definitely a good decision.

Darrell: When I cam in, I saw a good selection of cars, and I was like, “Wow!” Every car I saw was nice.

Lisa: They make sure that you’re comfortable with your payments. That you’re able to make them. They definitely give you what you can afford.

Jennifer: I got the price I wanted. I got the car for what I wanted. My salesman was great.

Cathy: We came up here on a Saturday, and they did what they said they were gonna do. Got my payments where I could afford them, and here I am.

Howard: Come here first before you go anywhere else, because this is the place to be.

Gary: Integrity is integrity. It is what its name is. They’ve got integrity.

Anita: This will be my 3rd car with integrity. I got my first car here. Turned around a year and half later, got my husband’s truck. Came back in today and I’m trading in my Chrysler for my new Ford.

Michael: I needed a family size vehicle for my wife and my kids. We were driving down I-35, we saw the Suburban, caught our eye. Came in the next day, purchased it. It was that simple.

Narrator: Oklahomans agree. Integrity Auto Finance is the very best place to buy and finance a used car.

For four years in a row, the Oklahoma Readers’ Choice Awards has named Integrity one of the Top 5 Places to Buy a Used Car.

We’re the only Buy Here Pay Here dealer to make the Top 5, and we were the winner in 2016. In 2017 and 2018 we were in the Top 5 again — The Best Place to Finance a Car and Best Employer Under 500 Employees.

At Integrity, we do everything we can to help you rebuild your credit. We start by structuring deals with affordable payments, setting you up for success. Making timely payments on your vehicle will help improve your credit.

Where most Buy Here Pay Here dealers don’t go through the trouble of reporting your payments, Integrity reports to all three major reporting credit bureaus. This ensures that your on-time payments help raise your credit score.

Latoya: They actually worked with me, as far as making my car payments, to where I’m able to afford them.

Karla Banks (Business Development Specialist): Here at Integrity Auto Finance, we make it extremely easy and convenient for you to make your payment. We know that it gives you peace of mind to know that you’re current and don’t have to waste gas or time coming in to pay. Most places charge a convenience fee to pay with a debit card, but here at Integrity, we pay you with AutoDollar Rewards. Each time your payment goes through, you will receive $5 in AutoPay Rewards that you can use to get oil changes or service to your vehicle, and also, a 1% interest rate reduction. And when the time comes to trade in your vehicle, and you’re currently on AutoPay, it will help you get lower payments and bigger discounts.

Narrator: Why would you buy a car that you know nothing about? Here at Integrity, we take things to the next level by giving you a free vehicle history report.

It tells you:

How many owners the car has had,
Whether it’s been in a reported accident, and
Where it’s been titled.

These are things you need to know about the vehicle!

Some dealers sell nice-looking vehicles that have been in a serious accident. Integrity provides a free vehicle history report, so you know you are getting a good title and a good vehicle. Don’t buy a car without knowing all the facts!

Preston Miller (Integrity Auto Service): Here at Integrity Auto Finance, every vehicle we sell has to pass our 132-point inspection to be eligible for our Heartland Service Plan. Our Heartland Service Plan is not a sales pitch to get you in the door, like some of our competition. They offer bumper-to-bumper warranties and all kinds of stuff like that, and ours is actually designed to work for you. It covers things like your engine, your transmission, your fuel pump, your air conditioning system. It covers all kinds of electrical components and sensors. Basically, it covers all the things that are important to make your car run so you’re not left stranded on the side of the road.

Our Heartland Service Plan is approved and licensed by the State of Oklahoma Insurance Department. It’s the only one in Buy Here Pay Here in Oklahoma City that you’re going to find like that, because it’s not just a sales gimmick. We really do stand behind it. Another great things about our service plan is you can use it nationwide. If you’re out of town — maybe you’re on a job site somewhere — and you break down, you don’t have to have your car towed all the way back to Oklahoma City to us to have it repaired. You can take it to any licensed repair facility of your choice. We’ll get you back on the road as soon as possible.